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Andrew Leroy Rudder was featured on the front page of the Hamilton Spec newspaper in a recent cover story entitled “Injured girl denied insurance claim due to bureaucratic glitch”

He was featured because while fighting on behalf of a young teenage girl who sustained a catastrophic traumatic brain injury and multiple spinal cord fractures following a horrific motor vehicle accident, he uncovered a legal bureaucratic glitch in the Insurance Act (, which had discriminatory ramifications based on geography.

The glitch, which was so obscure that even the people responsible for it didn’t know it existed, would’ve left his client with a pittance of insurance coverage, because her insurer relied on it to deny hundreds of thousands of dollars in medical and rehabilitation treatment, and attendant care.

“Their decision violated the principal of good faith dealing with vulnerable victims,” says Rudder.

Rudder fought for this girl, who is the young mother of a severely disabled child with a feeding tube and in need of constant care, after taking a deep dive into legal precedents, obscure legal documents, policies and guidelines, and the historical evolution of catastrophic impairment law from the 1990s to the present day. He then used sound legal arguments to persuade the insurance company to give his client a catastrophic impairment designation, which increased her first-party insurance policy limits from $65,000.00 to $1 million, to provide for her treatment, care services, and support.

“When there’s a marginalized group and an imbalance of power – that pulls my heartstrings,” Rudder says. “I couldn’t sleep. It kept me up. It made no sense to me whatsoever.”

Since Rudder had no way of knowing if this glitch cost other teenage patients or not, he then met with the Financial Services Regulatory Authority of Ontario to convince them to conduct a thorough examination of its existing guidance documents. He ultimately persuaded them to amend the Superintendent Guidelines 01/16 to fix the glitch.

One catastrophic impairment designation impacts one child and one family, but a change in the interpretation of the insurance law as it relates to catastrophic impairment designations for underage insureds, impacts thousands of children and their families throughout the entire province of Ontario.

Ontario NDP Leader Andrea Horwath, who was interviewed in the Hamilton Spec cover story was quoted as saying:

“The insurance system is a racket in our province,” she says. “Depending on where you live, you have different access and you have discriminatory variables that affect you. Including if you don’t live anywhere near one of the 12 designated trauma centres. Then you’re out of luck.”

“And if you do happen to live near what is considered a major trauma centre and the insurance industry had decided they don’t consider it one, then you’re out of luck.”

“And so what we need to do is actually fix the insurance system to get rid of these inconsistencies and the inequality that’s built into the model that really just helps insurance companies to not pay out the benefits that families need.”

Rudder is motivated to fix the insurance system at both a provincial and national level, which was one of the primary influential factors in writing his published book, “Catastrophic Impairment Law in Canada.”

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The Lawyers Daily - Article Feature


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LexisNexis Canada Inc.’s Black History Month Campaign Promoting Health and Wellness in the Black Community

In January of 2022, Marketing Manager (Corporate & Brand), Ms. Natasha Vadori-Canini contacted Andrew Leroy Rudder on behalf of her employer and Mr. Rudder’s book publishing company, LexisNexis Canada Inc., in regards to their Black History Month Campaign for February 2022. Their theme for Black History Month was supporting health and wellness in the black community, and they wanted to feature Mr. Rudder in an author spotlight and highlight his book entitled “Catastrophic Impairment Impairment Law in Canada”. 

Eliminating Anti-Black Racism, which is a major contributing factor to mental health and addictions, especially in the Black community, and can negatively impact the quality of life, lifespan, personal relationships, and chronic disease risk, which can adversely affect a person’s level of self-esteem and self-worth, is an issue near and dear to Mr. Rudder’s heart, so he was humbled, honoured and proud to volunteer his time and participate in their noteworthy 2022 Black History Campaign.

One of the things that makes Mr. Rudder so proud to be a published author with LexisNexis Canada Inc., is that they “recognize the systematic racism rooted in Canadian history that reinforces beliefs, attitudes, prejudice, stereotyping, and/or discrimination towards people of Black descent”. Mr. Rudder is also very proud of the fact that they recognize that “Over the years, black people have faced many health disparities when compared to other races, especially when it comes to conditions like heart disease and diabetes which are more common in black communities than in others”. 

As part of LexisNexis Canada Inc.’s Black History Month Campaign, they asked Mr. Rudder the following question: “Why is it important to focus on health & wellness in the Black community?”

Mr. Rudder’s answer to their question was as follows:

A commitment to a daily, active pursuit of practicing healthy habits – exercise, mindfulness, nutrition, sleep, and social connectedness – to enhance your physical, mental and spiritual health, sub-communicates to the world and yourself: “I’m worth it”, and as such, builds your self-esteem. How much you esteem yourself, or the value you feel you have as a person, impacts your self-image, which establishes the boundaries of your undertakings, and as a result, all of your accomplishments. In the Black community, where the image of people of colour is oftentimes framed in negative stereotypes, having a solid self-image is not just important to keep the water of negativity out of your ship so it doesn’t sink, but also to change the perception people have of your community, as well as provide the next generation with images of positive role models to see themselves in, so they believe it’s possible to expand the boundaries of their undertakings too. – Andrew Leroy Rudder, Owner, Catastrophic Impairment Lawyer, & Published Author – 

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PBSC Interviewing Diverse Perspectives
PBSC Interviewing Diverse Perspectives

Pro Bono Students Canada
Interviewing Diverse Perspectives
University of Windsor Faculty of Law

In January of 2022, first-year law student from the University of Windsor Faculty of Law, Ms. Sarah Fong, who volunteers with Pro Bono Students Canada, contacted Andrew Leroy Rudder about an exciting project geared toward promoting diversity in the legal profession. Ms. Fong and her team were working on an intriguing project called “Interviewing Diverse Perspectives”, in partnership with the Career Services Office. They hoped to learn from the perspectives of lawyers, such as Mr. Rudder, who identify as members of equity-seeking groups, in order to provide students with accessible career advice.

Mr. Rudder agreed to volunteer this time and participate by virtually connecting with them to talk about his experiences and perspectives, where he was interviewed with questions regarding his path to becoming a lawyer in an equity-seeking group. The interview was recorded and transcribed, an upon completion of the project, the responses of Mr. Rudder and other lawyers from equity-seeking groups will be compiled into a comprehensive report with helpful advice for Windsor Law students, in particular, and law students across Canada, in general. Mr. Rudder was honoured and humbled to be given the opportunity to participate in such a worthwhile endeavour, and was happy to assist them in providing helpful advice for law students, and ultimately contribute to promoting more equity in the legal profession.

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Clio – Cloud-Based Legal Technology Interview of Andrew Leroy Rudder:
The Reisman Award Winner for Best New Law Firm

Rudder Law Group Clio Reisman Award Winner for Best New Law Firm Andrew Leroy Rudder

2022 Reisman Award Winner: Best New Law Firm // Rudder Law

We are honoured, humbled and proud to announce from Nashville, Tennessee, at the Clio Cloud Conference, that Rudder Law Group is the winner of the Reisman Award for Best New Law Firm! 

A special congratulations to the other winners, whose captivating stories, and dedication to both their legal crafts and clients were inspiring! A special thanks to the exceptional team at Clio – Cloud Based Legal Technology!

Andrew Leroy Rudder — the owner and founder of Rudder Law Group, a Canadian law firm focused on Catastrophic Impairment Law — set a goal of increasing BIPOC representation in the legal industry, as well as practicing law on his own terms. In just 1.5 years, Rudder Law has obtained a catastrophic impairment designation for his client that increased her policy limits from $65,000 to $1 million, and helped change an Ontario law that had discriminatory ramifications against individuals based on geographic location. Andrew also wrote a book on the subject published by LexisNexis Canada Inc., called “Catastrophic Impairment Law in Canada”.


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How this personal injury lawyer dug deep for his client to overcome an obscure bureaucratic glitch

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How this personal injury lawyer dug deep for his client to overcome an obscure bureaucratic glitch | Law Times

Canadian Legal Newswire 

How this personal injury lawyer dug deep for his client to overcome an obscure bureaucratic glitch – 

The Reisman Award winner for best new law firm, Andrew Leroy Rudder, is interviewed by Legal Journalist Julius Melnitzer, Legal Journalist, on how he dug deep for his catastrophically impaired, underage client to overcome an obscure bureaucratic glitch that the insurance company was using to deny her a catastrophic impairment designation that would increase her policy limits to $1 million. 

Read the article to learn how he fought for all underage victims who sustained traumatic brain injuries as a result of a motor vehicle accident in Ontario, by pushing the Financial Services Regulatory Authority to fix the catastrophic impairment guideline, so as to significantly reduce the discriminatory ramifications based on geography.


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Clio Cloud Conference at the Gaylord Opryland Resort & Convention Center in Nashville, Tennessee
Reisman Award Panel Discussion: Best New Law Firm and Excellence in Client Service

The Reisman Award winner for best new law firm, Andrew Leroy Rudder, joined the Reisman Award winner for excellence in client service, Geeta Daswani, in a panel discussion hosted by the senior customer marketing manager at Clio, Liz Hudson. Andrew and Geeta discussed with Liz how their respective law firms impacted the lives of their clients and their communities.

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On the Road: Legal Talk Network
Clio Cloud Conference 2022: Reisman Award Winner for Best New Law Firm, Andrew Leroy Rudder

Clio Cloud 2022: Reisman Award Winner Andrew Rudder – Best New Law Firm – Legal Talk Network 

The Reisman Award winner for best new law firm, Andrew Leroy Rudder, talks with host Patrick Palace about his path to becoming a lawyer, including some of the unique experiences and challenges he has faced as a black attorney. Andrew shares his passion for social justice and his hope to provide greater access to justice for people of color.

Andrew Leroy Rudder is founder of Rudder Law, a Canadian firm focused on Catastrophic Impairment Law.

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Don't Leave Us On Read - Feature Andrew Rudder from Rudder Law Group
Don't Leave Us On Read - Feature Andrew Rudder from Rudder Law Group
Don't Leave Us On Read - Feature Andrew Rudder from Rudder Law Group

Paralegals Stephanie Dunbar and Sarah J. Coons, feature us in their popular blog entitled “Don’t Leave Us On Read.”

Andrew Leroy Rudder was featured by Paralegals Stephanie Dunbar and Sarah J. Coons in their popular blog entitled “Don’t Leave Us On Read”, as the first one in their “Certified Barrier Breaker” series, where they highlight those persons in the legal industry going above and beyond the call of duty, and those who work tirelessly towards social change and justice. They showcase individuals like Mr. Rudder who make the legal system more equitable and accessible for all.

Click here to read the feature.

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